
LoonieWallet Team · Investment
FHSA vs RRSP Home Buyers' Plan: Which Is Better for a Down Payment?
Both give you a deduction and a tax-free withdrawal for a first home. One has to be paid back over 15 years. Here is how the two compare, the exact conditions for each, the repayment schedule under the 2022–2028 deferral, and how to stack them.