Questrade went to $0 stock and ETF commissions in February 2025 and Qtrade followed in October 2025. What still separates them: U.S.-dollar costs, fractional shares, mutual funds, options, Norbert's Gambit, transfer rules and who each platform suits. Verified pricing and five investor scenarios.
Qtrade dropped commissions and its quarterly fee in October 2025, so the old fee comparison is dead. What still differs: U.S.-dollar costs, options pricing, transfer rules, tools and who each platform is built for. Verified pricing, four investor scenarios and a currency-cost calculator.
One is a whole portfolio; the other is a bet on 500 American companies, a third of it in ten stocks. Comparing them on past returns misses the point. What each one is, what happens to your U.S. weight when you hold both, and how the withholding tax treatment is the same either way.
Same idea, same fee, nearly identical returns. What differs is how much Canada they hold, how often they pay out, and a few basis points of MER that are still shrinking. The verified figures, side by side, and a way to decide that does not involve a coin.
Which ETF goes in which account is a tax question with a clear order of operations: fill the registered accounts first, then place the income that is taxed hardest where it is sheltered best. The rules that decide it, a worked example, and why the answer for most people is simpler than the forum threads suggest.
One ticker, a whole portfolio, rebalanced for you. The choice that matters is your stock-to-bond mix, not the issuer. Every iShares, Vanguard and BMO asset-allocation ETF with verified fees, what actually differs between issuers, and a calculator for what the fee gap costs.