One is a whole portfolio; the other is a bet on 500 American companies, a third of it in ten stocks. Comparing them on past returns misses the point. What each one is, what happens to your U.S. weight when you hold both, and how the withholding tax treatment is the same either way.
Same idea, same fee, nearly identical returns. What differs is how much Canada they hold, how often they pay out, and a few basis points of MER that are still shrinking. The verified figures, side by side, and a way to decide that does not involve a coin.
One ticker, a whole portfolio, rebalanced for you. The choice that matters is your stock-to-bond mix, not the issuer. Every iShares, Vanguard and BMO asset-allocation ETF with verified fees, what actually differs between issuers, and a calculator for what the fee gap costs.
